NZD, USD, and Vietnamese dong — paying Picasso
How New Zealand patients should plan currency for dental treatment in Vietnam — quotes in NZD, payment on the ground.
Planning currency
| Stage | Currency |
|---|---|
| Quote comparison | NZD |
| Invoice at clinic | May be USD/VND |
| Mental budget | Convert once at quote time |
Bank tips for Kiwis
- Enable international transactions
- Expect 2–3% FX on cards
- Keep Wise / Revolut as backup if you use them
Avoid surprises
- Published /pricing/ in NZD
- Written quote before flights
- Receipts for warranty claims